Fixed Return, Known Upfront
You buy below face and collect the schedule; the difference is the whole return. It is fixed the day you buy: no rate resets, no emissions, no number that moves after you deposit.
Tomorrow’s Yield
collected today
Avg Implied APR
Cashflows Collected
Face Value Listed
The Oldest Trade in Finance
The Price of Time
Made Public
Global instant access to income that hasn’t arrived yet.
- sNOTE
- Private credit
- Treasuries
- Banks
Implied APR is the discount on a listed stream annualised over its tenor, averaged across every live listing on the book. Private credit reflects the average coupon on tokenized originator loan books listed on Notre. Treasuries is the monthly average US Treasuries 3M secondary market rate for March 2026. Banks reflects the FDIC national average rate for savings deposits as of March 16, 2026. All data presented is for informational purposes only and should not be construed as advice or a solicitation to acquire a specific asset. A stream is a claim on scheduled payments from an underlying asset, not a deposit, savings account, or banking product of any kind; it is not issued, offered, or guaranteed by Notre Labs, and it is not insured or guaranteed by the FDIC, SIPC, or any other government agency or private insurer.
Fixed Return, Known Upfront. You buy below face and collect the schedule; the difference is the whole return. It is fixed the day you buy: no rate resets, no emissions, no number that moves after you deposit.
Work with the fastest growing market for future cashflows
Where you can start earning today
Gilt Line lists coupon strips from tokenized bills and notes. Shortest tenors, tightest discounts — the anchor the rest of the curve is read against.
Ardent Credit originates private-credit loan books on-chain and sells their scheduled repayments forward, redeploying the capital into new origination instead of waiting out the term.
Rowan Estates lists forward months of tokenized rental income. Long, predictable, and historically the hardest income on earth to reach early.
Meridian Trade brings the original discount market back: a ninety-day invoice sold today instead of financing the gap out of working capital.
Unparalleled Transparency
Face Coverage Ratio
Streams settled late
24/7 Listing Availability
The Live Book
Watch every live listing, its face, tenor, discount and implied APR, as it moves.
Weekly Proof of Cashflows
Independent proofs from third-party attestors that the underlying schedules exist and are current.
Monthly Servicer Attestations
Independent attestations from the servicers collecting the underlying payments.
Notre Highlights
The oldest trade in finance, brought on-chain
Discounting is not a new instrument. A merchant holding a bill payable in ninety days, who needed silver this week, has been selling that bill to someone with capital and patience since at least the fourteenth century. The buyer paid less than the face, waited, and...
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One number, read from both ends
A listing on Notre carries a single price: the upfront payment a seller will accept for a stream of future cashflows. Every other figure on the screen is that number restated — the discount, the implied APR, the return...
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Inside a Notre trade
Follow a single stream from listing to exhaustion. The example is a private-credit originator holding eighteen months of scheduled repayments on a tokenized loan book, with a face of $1.4m, who would rather redeploy that capital...
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